AI Services for
Financial Services
10 AI-powered services that save time, reduce compliance risk, and deliver better client outcomes for your firm.
All 10 Services at a Glance
Suitability Report Drafter
02Client Onboarding Automation
03Compliance Document Checker
04Meeting Notes to Action Items
05Client Newsletter & Content
06Bank Statement Data Extractor
07Client Portal Chatbot
08Annual Review Pack Generator
09Lead Research & Qualification
10IFA / Broker Website
Why AI, and why now?
The UK financial services industry is undergoing its most significant transformation in a generation. Firms face increasing regulatory pressure under Consumer Duty and TCF, rising client expectations for digital service, and the challenge of scaling advice without proportionally increasing headcount. Yet the average IFA, mortgage broker, or wealth manager still relies on manual processes — writing suitability reports from scratch, processing client onboarding paperwork by hand, and reviewing compliance documents line by line.
AI changes the economics of financial advice. Tasks that took hours now take minutes. Suitability reports that consumed an afternoon are drafted in the time it takes to finish a coffee. Compliance checks that relied on human vigilance are now systematic and auditable. Client onboarding that required days of chasing is completed in hours.
Below are 10 specific AI services, each designed for the real workflows of a UK financial services firm. Every service includes clear, measurable benefits — and none requires your team to learn any new technology. We handle the setup, maintenance, and updates.
The 10 AI Services
Suitability Report Drafter
From 2–4 hours of writing to minutes of reviewing
Overview
Suitability reports are the most time-consuming yet critical document in financial advice. IFAs spend 2–4 hours writing each one, carefully linking client circumstances to recommendations while ensuring FCA compliance. Our Suitability Report Drafter changes this completely. Feed in meeting notes or a completed fact-find, and the AI drafts an FCA-compliant suitability letter in minutes — including the client's objectives, risk profile, product recommendations, and reasoning. The adviser reviews, adjusts, and signs off.
How it works
- Adviser uploads meeting notes or a completed fact-find into the system
- AI drafts a full suitability report — client objectives, risk profile, recommendations, reasoning
- Output is structured to FCA COBS standards with all required disclosures included
- Adviser reviews, adjusts any nuances, and signs off — total review time under 10 minutes
Client Onboarding Automation
From prospect to onboarded client — without the chasing
Overview
Client onboarding is where first impressions are made — and where most firms leak time. Sending welcome packs, chasing KYC documents, verifying ID, collecting fact-find data, and creating CRM records is a manual, multi-step process that takes days of chasing. Our Client Onboarding Automation handles the entire journey: welcome pack sent immediately, KYC document collection with automated reminders, ID verification integrated, fact-find form completion tracked, and CRM record created automatically.
How it works
- When a new client is accepted, the onboarding sequence triggers automatically
- Welcome pack, KYC forms, ID verification request, and fact-find are sent in a single workflow
- Automated reminders chase outstanding documents at 24hr, 72hr, and 7-day intervals
- All documents verified and stored; CRM record created; adviser notified of completion
Compliance Document Checker
Every document checked against FCA requirements — automatically
Overview
Compliance is the backbone of financial services, but reviewing every policy document, investment proposal, and client communication against FCA Consumer Duty and TCF requirements is a slow, expensive, and fallible process. Our Compliance Document Checker reads any uploaded document and systematically checks it against regulatory requirements, flags potential risks, suggests rewrites, and produces a compliance assessment report — in minutes, not hours.
How it works
- Staff upload a policy document, investment proposal, or client communication to the portal
- AI reads the full document and cross-references against FCA Consumer Duty and TCF rules
- Risks are flagged with specific references; suggested rewrites are generated for each issue
- A full compliance assessment report is produced for the file and compliance officer review
Meeting Notes to Action Items
Record, transcribe, and action — structured attendance notes in seconds
Overview
Every client meeting generates a critical file note — and hours of admin work. Advisers spend 15–30 minutes after each meeting writing up attendance notes, extracting action items, and ensuring FCA record-keeping standards are met. Our system records the meeting (with consent), transcribes the conversation, and automatically produces a structured attendance note with agreed actions, key financial data discussed, and a compliant file note ready to save to the client record.
How it works
- Adviser records the client meeting with consent via an integrated tool
- AI transcribes the conversation and identifies key discussion points and decisions
- A structured attendance note is generated with agreed actions, responsibilities, and deadlines
- Note is saved directly to the client record; action items are added to the adviser's task list
Client Newsletter & Content
Stay front-of-mind with every client — without writing a word
Overview
Regular client communication is one of the most effective ways to build trust, generate referrals, and demonstrate value. But creating a monthly newsletter covering market updates, Budget implications, and financial planning tips takes hours of expert time. Our Client Newsletter service drafts your entire monthly communication — tailored to your client segments, FCA-compliant with disclaimers included, and on-brand — in minutes. You approve in 5 minutes. We handle the rest.
How it works
- Each month, AI drafts a newsletter based on current market events, Budget changes, and planning tips
- Content is personalised by client segment — retired clients, accumulators, business owners
- FCA disclaimers and risk warnings are included automatically in every communication
- You review, approve, and send with one click — or schedule for automatic delivery
Bank Statement Data Extractor
From 12 months of statements to structured data in 60 seconds
Overview
Extracting income, expenditure, and commitment data from bank statements is one of the most tedious tasks in financial planning and mortgage advice. Paraplanners and advisers spend 20–40 minutes per client manually reading through statements and entering data into spreadsheets. Our Bank Statement Extractor reads uploaded statements (PDF or scanned), extracts every transaction, categorises income and expenditure, identifies patterns, debts, and regular commitments, and outputs a structured spreadsheet ready for the fact-find or mortgage application.
How it works
- Client uploads 3–12 months of bank statements via a secure portal or email
- AI reads each statement and extracts every transaction with date, amount, and description
- Transactions are categorised into income, housing, utilities, debt, discretionary, and more
- A structured spreadsheet is output with summaries, trends, and flagged items for adviser review
Client Portal Chatbot
Instant answers to client questions — 24/7, without extra staff
Overview
Clients frequently call or email with simple questions: 'When's my annual review?', 'What's my current ISA allowance?', 'How do I update my bank details?', 'Can I increase my pension contribution?'. Each query interrupts the adviser or admin team, consuming time and slowing down service. Our Client Portal Chatbot is trained on your firm's products, processes, and FAQs, and handles these queries instantly — 24 hours a day, through your website or client portal.
How it works
- Chatbot is embedded on your website or client portal — set up within one week
- Clients ask questions naturally: 'When's my review?', 'What's my ISA allowance?'
- AI retrieves answers from your firm's knowledge base and client data (where authorised)
- Complex queries are escalated to the adviser; simple ones are resolved instantly
Annual Review Pack Generator
Personalised annual reviews at scale — 3x more reviews, same team
Overview
Annual reviews are the cornerstone of client retention and regulatory best practice. Yet many firms struggle to complete them on time because each review pack — performance commentary, goal tracking, portfolio summary, and recommended next steps — takes hours to compile. Our Annual Review Pack Generator pulls client portfolio data from your platform, auto-generates a personalised review document with full commentary, goal tracking, and recommendations, and outputs a ready-to-send PDF. Scales your review capacity 3x.
How it works
- System connects to your platform or CRM to pull client portfolio and goal data
- AI generates a personalised annual review document with performance commentary and goal tracking
- Recommendations for the coming year are drafted based on portfolio positioning and client objectives
- Document is output as a branded PDF, ready for adviser review and client delivery
Lead Research & Qualification
Identify the right prospects before your competitors find them
Overview
The best prospective clients rarely walk through the door — they need to be identified and approached. Business owners approaching retirement, individuals who have received an inheritance, recently divorced professionals, and company directors with accumulated profits are all high-value prospect segments. Our Lead Research system scans public data sources, identifies life events that trigger advice needs, and scores and prioritises leads for your advisers to call — turning a scattergun approach into a targeted pipeline.
How it works
- AI scans public data sources — Companies House, property records, demographic data, news
- Life triggers are identified: approaching retirement, inheritance, company sale, divorce, equity release
- Each prospect is scored by likely advice need and potential value to your firm
- A prioritised list of prospects is delivered to advisers with context and suggested approach
IFA / Broker Website
A professional, FCA-compliant website that generates leads
Overview
Your website is the first impression most potential clients have of your firm. An outdated, slow, or poorly optimised site loses enquiries before you even know they existed. We build professional, modern, mobile-first websites for IFAs, mortgage brokers, and wealth managers — FCA-compliant by design, optimised for local search terms like 'financial adviser [your town]', and includes a lead-capture chatbot and enquiry form as standard. Delivered within 2 weeks.
How it works
- We gather your branding, team details, services, compliance requirements, and key selling points
- Site is built using modern tools with AI-assisted development for speed and quality
- FCA-compliant structure, integrated chatbot, enquiry forms, and SEO built in as standard
- Site is hosted, maintained, and updated monthly — you never touch the technology
Ready to see this in action?
Every service outlined above can be demonstrated live in under 20 minutes. There is no commitment, no technical knowledge required from your team, and no long-term contract on initial projects. The typical financial services firm recovers its investment in the first AI service within 6 to 8 weeks.
Book a free call
No pitch — just a brief chat to find the best services for your firm.
Choose one service
We recommend starting with a single high-impact service for quick results.
We build & launch
Your team doesn't touch the tech. We handle everything within 1–2 weeks.